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Trauma Rehab Centers

Insurance for Trauma Treatment

Insurance for trauma treatmentAn understanding of the symptoms, causes and treatment of post-traumatic stress disorder is fairly recent. It’s only since the Vietnam War that the condition has become recognized by the mainstream, and unfortunately, not all insurance providers offer help for those PTSD sufferers who need residential treatment at a trauma rehab center.

Many major carriers do offer such assistance, so the first thing you should do is check your policy. If they do offer help, contact your carrier to find out what conditions must be met. They may require that you be referred by a specialist, for example, or that you go to a facility on their list of pre-approved centers. A co-payment will probably be required, but it will be minor compared to the cost of self pay.

Check for Dual Diagnosis Insurance Coverage

If your policy does not provide coverage specific to trauma treatment, you may still be able to get help from it. PTSD often presents with co-occurring conditions such as depression, panic attacks or anxiety disorders, and these conditions may well be covered. Furthermore, many PTSD sufferers try to self-medicate with alcohol or drugs, so you may be able to get coverage for substance abuse. Check with your HR department to see what your employee assistance program can do for you. Be sure that any treatment center you select has expertise in Dual Diagnosis, and especially with trauma disorders, rather than just in depression or substance abuse. You need to treat the root cause of these co-occurring conditions, or they will just return.

Trauma Help Options for Those Without Insurance

If you aren’t employed, or don’t have health insurance, there are still options available to help you get the treatment you need. If you are a veteran, it’s highly likely that your local VA can help. Look into local hospitals, especially those with a religious affiliation. Talk to social services in your area to find out what governmental programs might be available to help you pay for treatment.

Don’t hesitate to contact the treatment center directly and explain your situation. Many of them are very willing to work with you to set up a reasonable payment plan, or even offer a sliding scale system where you pay according to what you can afford.

Residential treatment is expensive, but don’t throw up your hands and assume you can’t afford it. There are many avenues to explore, and many people who want to help. Feel free to call the toll-free number provided for more information about residential trauma treatment centers.